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Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power. It stands to reason that lenders will look closely at your personal income when you apply for a home loan. It’s not just about you being able to comfortably handle loan repayments. Lenders also have a legal responsibility to be sure you’re not taking on too much debt . The challenge for home buyers is that it can be unclear what

Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck.  As property values climb higher, the median home price across our combined capitals has just  pushed past the $1 million mark . That’s seeing a rethink among plenty of Aussies, who are swapping city skylines for regional horizons. Relocations from capitals to regions are outpacing moves in the opposite

Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market. As many Baby Boomers (those born between 1946 and 1964) start to enjoy their retirements, they are passing the baton of property ownership over to the next generation. A new report by KPMG reveals that Gen X (born 1965-1980) now holds  more property-based wealth than any other generation . Not to be outdone, Millennials (19

Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments. Well, those  three rate cuts in 2025  were nice while they lasted! But  recent ABS inflation data  (3.8% in the year to December 2025) has the RBA concerned enough to start 2026 with a rate rise in an attempt to beat inflation back d

After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans. 2025 was a great year for home owners, though a little more challenging for buyers, with  property prices climbing 8.6% nationally . And it seems there could be plenty of steam left in the market to push prices higher in 2026 – and again in 2027. A

A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project. Australians love tackling home renovations! Home owners collectively  spend over $1 billion each month  improving their place. And along with a more comfortable home, plus the potential to add value, well-planned renovations can also be a money-saver. They don’t incur big, non-value

Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them. Owning a home has traditionally been the great Australian dream, but aspirations to own an investment property may not be far behind. One-in-four households plan to invest in real estate  over the next year, according to Agil

What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026. Your home isn’t just a place to live in, it could also be a cornerstone of personal wealth. 2025 proved this in spades. At a time when holiday spending means many of us may not be feeling particularly wealthy, a rise in your home’s

There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider for 2026. So long, 2025 … You know what? We’ve got to admit, you weren’t too bad after all. Three RBA rate cuts, a bunch of first-home buyer schemes unveiled, and national property prices increasing by 8.7% all bode well fo

As the Christmas and New Year’s festive season rolls around, we want to take a moment to sincerely thank you for your trust and support throughout 2025. Fortunately, we had a bit more to smile about this year, with three RBA rate cuts and national property prices increasing by 8.7% . That said, 2025 wasn’t without its hardships, with many families around the country still facing cost-of-living pressures and inflation starting to creep back up again (which inevitably brings wi

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks. Over the past year, home prices have risen 8.7% nationally, according to PropTrack .  If you think that’s impressive, over the past five years, property values have jumped more than 50% nationally . The question is, what’s the current market

Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare. Talk about interest rates being unpredictable!  We started 2025 with the Reserve Bank of Australia’s (RBA’s) cash rate sitting at 4.35%. February saw the first rate cut in five years . After two further rate cuts, the cash rate is down to 3.60% .  And thanks to the RBA keep